EV vs Petrol Calculator

Electric usually wins on fuel, and the gap grows with mileage. The real question is whether a higher purchase price earns itself back before you sell - and if you cannot charge at home, whether it wins at all.

Your driving

The petrol car
The electric car

Home charging is far cheaper than public rapid charging.

Electric saves you a year

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Petrol, fuel and servicing a year
$0
Electric, charging and servicing a year
$0
Petrol per mile
$0
Electric per mile
$0
Higher price earns itself back in
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What each one costs to run

The taller bar costs more over the whole period. Cheaper is not automatically right, but choosing the dearer one should be deliberate.

Try a different number

Move it and watch

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at {v} for price

What this assumes

And what you can change

You drive roughly the miles enteredCosts move with mileage
Fuel and servicing stay near today's pricesNeither is stable
No unexpected repairsThe largest single risk here
Not what you expected?

Why your own figure may differ

Your insurance quote differs a lot. It varies by car, postcode and record more than most people expect.
Depreciation is a guess, not a bill. No invoice ever arrives for it, which is why it goes unnoticed.
Dealer fees were not in the price you entered. Ask what the out-the-door figure is before agreeing anything.

How mileage changes the answer

This is the input that decides it. Everything else moves the answer a little; mileage moves it a lot.

Saving and payback at different mileages
Miles a yearPetrol costsElectric costsSaved a yearPayback

Petrol fuel = miles divided by miles per gallon, times the price a gallon. Electric = miles divided by miles per kWh, times the price per kWh. Payback = the extra purchase price divided by the yearly saving.

EV vs petrol running costs: real examples

Three drivers. Click any card to load it.

  • The average driver

    12,000 miles a year

    Charging at home.

    The electric car saves $1,246 a year. Against an $8,000 higher price, it pays back in 6.4 years.

    Load this scenario in the calculator →
  • High mileage

    25,000 miles a year

    The same two cars, twice the driving.

    The saving more than doubles and the payback drops sharply. Mileage is what decides this more than anything else.

    Load this scenario in the calculator →
  • No home charging

    Public rapid charging only

    Electricity at four times the home price.

    Electric now costs $297 a year more to run. If you cannot charge at home, run this before assuming you will save anything at all.

    Load this scenario in the calculator →

Common questions about EV vs petrol running costs

Is an electric car actually cheaper to run?

Usually yes on fuel, often by a lot, and the gap widens the more you drive. But running cost is only part of it. A higher purchase price can take years to earn back, and this tool shows how many.

What decides the answer most?

How many miles you drive and what you pay for electricity. Charging at home overnight is dramatically cheaper than public rapid charging. If you cannot charge at home, run the numbers with public prices before assuming you will save.

What about maintenance?

An electric car has far fewer moving parts, no oil changes and less brake wear. Most people spend less. Tyres can cost more because the cars are heavier. Put your own estimates in rather than assuming either way.

Does the higher price ever pay for itself?

It depends entirely on your mileage. The tool works out the break-even in years. If you drive very little, it may never pay back, and that is a perfectly reasonable reason to buy petrol.

What about battery replacement?

It is the fear people raise most and the cost people see least. Most batteries outlast the ownership period and carry long warranties. If it worries you, put a figure in the other costs box and see whether it changes the answer.

What is not in this?

Purchase incentives, insurance differences, and what each car is worth when you sell. Resale in particular can swamp everything here, so check what both cars are actually worth at the age you would sell.

The guide behind this calculator